Fotocasa shares some tips for hiring a home insurance, paying attention to what aspects to take into account to develop a suitable policy of insurance for each customer’s home.
The key is to compare offers, prices, coverages, fees, among other things, to choose the most appropriate insurance based on our needs, both economic and personal. Also keep in mind the limitations and exclusions between different companies. Should not be convinced of what a company offers is important to seek the other.
Factors to hire a home insurance
You have to know the object replacement policy and what process is the insurance company to respond to any casualty or theft. Must contain all this in writing, including whether the company offers cash for the property value to replace, or good in itself is good to find out the timing in the policy to report potential claims to the company, and what documents that need to be provided if a situation like this. Knowing in advance the cancellation procedure and lower the policy. You might need to inform the decision of months in advance. commissions, interest and taxes associated with the policy are other aspects to consider, as they can significantly increase the amount of insurance. As far as possible, adjust the conditions of the policy to your needs: security, payment and others. Finally, do not forget to read all the clauses and fine print of the contract and question anything that is unclear.
In this way we will have no last minute surprises in case we need to pull the services offered by the insurance through the policy written for us.